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Are You semi-retired or semi-working?

11/30/2010

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Recently I came across an article at the New York Times, Business Day.  People 55 and over are starting over in a new business or profession.

According to the Small Business Administration, the number of self-employed people ages 55 to 64 is soaring, the agency says, climbing 52 percent from 2000 to 2007..

With that number climbing, it also means the competition is also mounting. Here are a few tips for the wise starting over:
  • Start with some realism, it could take a few years.
  • Prepare, take a few courses or an apprenticeship
  • Be willing to regroup or readjust
  • Retain your confidence
  • Learn how to present yourself, you are the expert
A word of caution watch your retirement savings, you do not want to dip too deep into the savings.. You could end up worse off than before you started and that would be daunting.

“We do our best work when we set a balanced lifestyle,” Howard Stone, author of To Young to Retire.

“Instead of saying, I’m semi-retired, say I’m semi-working.”

To read the article in it's entirety go here:http://www.nytimes.com


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